So I'm not posting a financial update for November. Or December. And here's why:
I love Christmas. And one of the things I love the most about it is buying gifts for people. I honest-to-God prefer giving to receiving. Christmas shopping (which I spent a good deal of the day at today) is fun for me.
But when I'm trying to count pennies and worry about my debt-payoff goals, it's not fun. It's a depressing chore.
So I'm suspending the whole deal until January 1. After January 1, I know I'm going to have to dedicate myself much more seriously to paying down that debt. But until then, I am not going to worry about it, and I'm not going to keep track of it, any more than enough to not overdraw my checking account.
Before anyone says anything, I know that this is an irresponsible, privileged, and not very wise position for me to take. I know it's going to set be back. I know I'll be crying about it in January. And you can go ahead and post all of those things if it will make you feel good. But it won't likely change anything. I'm young, have fairly few fiscal responsibilities (i.e. no kids), and am going to enjoy my Christmas gift giving as much as I can for as long as I can. If that makes me a worse or weaker person, so be it.