It's Sunday again, and that means we talk about my finances.
Last week I gave an overview of where I am and where I've been in the last year. I got a lot of very supportive and positive comments regarding the progress I've made in paying down my debt, which I very much appreciate. I'm afraid, though, that's I've made it seem easier than it is. It's hard. Every day. The truth is that I hate to think about money. I love to shop. While I know being thrifty and frugal are good things, they aren't things I enjoy in any way. I'd much rather not worry about it.
I think this is something that sets me apart from a lot of the thriftiness/frugality/debt pay down bloggers I am reading lately. A lot of them actually seem to be enjoying the challenge of living on less. From what I can tell, this is the big difference between those bloggers and myself. I see it as a challenge, for sure, but not a fun one. It's not a game I at all like to play, and I haven't lost of my taste for shopping in the least. I wonder, sometimes, if I'll ever really be effective at living simply and frugally without developing the aversion to buying and collecting stuff that some of the bloggers who inspire me seem to have.
Christine at 10Notes is one of my favorite simple/frugal living bloggers. She's recently written about the thrill of bargaining. Her post, while fascinating, was completely alien to me. Asking someone to charge you less than the posted price for something? Really? Wouldn't even occur to me. Ms. A at Living Without Money posts nearly daily about the ways in which she avoids spending. It is clear that it's not just a necessity for her, but a challenge she relishes. While I can and do put some of her tips into practice, I just can't imagine feeling the elation doing things on the cheap seems to give her.
So here's what I wonder: is there something innate that makes some of us enjoy the challenge of living on less and some of us just slog through it? If it's not innate, how can I learn it? I try to look at not spending as a game, seeing how many days I can go without parting with money or how little I can get a given item for, but I don't find it fun. In fact, if anything, I find it depressing. How can I change that?
What are your thoughts? If you are belt-tightening recently, or have been dedicated to living simply and frugally for years, how do you feel about it? Does it thrill you? Did it always? Guide me, wise readers!